FIG_David

Rising Auto Insurance Rates

A conversation recently took place amongst my neighbors who reside in Hillsborough County, Florida.  One neighbor saw her auto insurance policy increase almost $500 annually.  She was told by her Florida insurance company that they took a statewide increase due to rising costs and claims payouts.  While this is true, to someone not employed in the Florida insurance industry, it does seem like a...

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What do the Loch Ness Monster, Bigfoot, ghosts and aliens have in common?

Hello everyone.  I thought I’d share some funny stories about insurance to give us all a smile for the day.  What do the Loch Ness Monster, Bigfoot, ghosts and aliens all have in common?  People have actually taken out insurance policies in case they suffer some kind of loss should they be attacked by such beings. A cruise line in Scotland has taken out an insurance policy in case their...

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Business Insurance (AKA General Liability)

Business Insurance (AKA General Liability)

As a Florida Insurance Company, I’ve noticed over the past few months that many small business owners do not carry insurance.  Among the reasons they mention for not carrying it are: 1.  It must be expensive 2.  I don’t know where to get it 3.  I don’t think I need it Many Florida Insurance Companies  offer general liability insurance for businesses.  Asking the fellow business...

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2013 Hurricane Season

Is your Florida Home Insurance up to date?  Do you have all coverages you need? I’m sure you have all read or seen the news stating that we should expect an above average hurricane season this year.  And as all Florida homeowners know, this can lead to some added anxiety.  The current estimated weather forecast states that there will be about 18 named storms this year, with 9 expected to...

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New Florida PIP rules and how they affect you

You may have heard many commercials recently informing you that you have to file a claim for your Florida auto insurance policies’ personal injury protection (PIP) coverage within 14 days of an automobile accident.  Most of these commercials are from attorneys who are against the new legislation, not the Florida Insurance Companies.  So let’s explore one of the aspects of the bill...

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