And so it Begins
The first tropical storm of the season has formed off the east coast of Florida. As expected, many companies have enacted binding restrictions. This means no new policies can be bound or coverage cannot be altered until the suspension has been lifted. It appears this should not affect us too bad as NOAA expects this storm to stay off of our east coast. Hopefully this will be as bad as it gets...
Read MoreBusiness Insurance (AKA General Liability)
As a Florida Insurance Company, I’ve noticed over the past few months that many small business owners do not carry insurance. Among the reasons they mention for not carrying it are: 1. It must be expensive 2. I don’t know where to get it 3. I don’t think I need it Many Florida Insurance Companies offer general liability insurance for businesses. Asking the fellow business...
Read More2013 Hurricane Season
Is your Florida Home Insurance up to date? Do you have all coverages you need? I’m sure you have all read or seen the news stating that we should expect an above average hurricane season this year. And as all Florida homeowners know, this can lead to some added anxiety. The current estimated weather forecast states that there will be about 18 named storms this year, with 9 expected to...
Read MoreNew Florida PIP rules and how they affect you
You may have heard many commercials recently informing you that you have to file a claim for your Florida auto insurance policies’ personal injury protection (PIP) coverage within 14 days of an automobile accident. Most of these commercials are from attorneys who are against the new legislation, not the Florida Insurance Companies. So let’s explore one of the aspects of the bill...
Read MoreOptional Sinkhole Coverage guidelines
Hello again. In a follow-up to last weeks post, I thought we would go into more detail with regards to Optional Sinkhole Coverage. Over the past couple of years, Florida Homeowners may have received a notice from their Florida Insurance Company explaining that sinkhole coverage was being removed from their homeowners insurance policy. This has prompted many consumers to contact their agent...
Read MoreFlorida Sinkholes
Hello everyone. With the recent media attention sinkholes have received over the past month or so here in Florida and my experience as with Florida Home Insurance, I thought I’d take a few moments to chat with you about how you might be affected. First, let me ease any fear you, as a homeowner here in Florida, might have. Most consumers do not know that there are two types of sinkhole...
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