Got a ticket? Here how to keep it off of your license
Are you a driver in the state of Florida? Have you been caught speeding? Did you run a stop sign? Are you a Florida driver who is now afraid this occurrence is going to increase your insurance rates? Then go to traffic school. As a Florida Auto Insurance Company, I know how it sounds. Who has time to sit in a class for several hours? It is much easier to just pay the ticket. Plus, you are...
Read MoreCitizens Property Insurance – The necessary evil?
As most Florida homeowners know, Citizens Property Insurance is the state-run insurer. As a Florida Insurance company, I’ve heard many differing opinions about Citizens Property Insurance. Some Florida Homeowner clients of mine have told me they want to be insured with Citizens because they believe them to be financially stable. I’ve also heard Florida Homeowners state that they...
Read MoreHurricane season is upon us
As you may have heard through TV, print ads, radio, word of mouth or email; hurricane season has officially started. And forecasters predict an active or extremely active season in 2013. What interests me as a Florida Home Insurance Company is the wide variety of reactions I hear when people discuss hurricane season. They range from people who shrug it off as nothing more than some extra...
Read MoreRising Auto Insurance Rates
A conversation recently took place amongst my neighbors who reside in Hillsborough County, Florida. One neighbor saw her auto insurance policy increase almost $500 annually. She was told by her Florida insurance company that they took a statewide increase due to rising costs and claims payouts. While this is true, to someone not employed in the Florida insurance industry, it does seem like a...
Read MoreNew Florida PIP rules and how they affect you
You may have heard many commercials recently informing you that you have to file a claim for your Florida auto insurance policies’ personal injury protection (PIP) coverage within 14 days of an automobile accident. Most of these commercials are from attorneys who are against the new legislation, not the Florida Insurance Companies. So let’s explore one of the aspects of the bill...
Read MoreOptional Sinkhole Coverage guidelines
Hello again. In a follow-up to last weeks post, I thought we would go into more detail with regards to Optional Sinkhole Coverage. Over the past couple of years, Florida Homeowners may have received a notice from their Florida Insurance Company explaining that sinkhole coverage was being removed from their homeowners insurance policy. This has prompted many consumers to contact their agent...
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