Get Covered: 8 Times It’s Absolutely Necessary to Have Business Insurance
These entrepreneurs from YEC cover every industry from party rentals to law practices. We asked them to share surprising times when you should get business insurance and how to decide which policies are right for you. Make sure you and your company are protected before hitting the next milestone. Related Article: 9 Ways to Save Money on Business Insurance 1. When You Go Into Retail A consumer...
Read MoreRising Auto Insurance Rates
A conversation recently took place amongst my neighbors who reside in Hillsborough County, Florida. One neighbor saw her auto insurance policy increase almost $500 annually. She was told by her Florida insurance company that they took a statewide increase due to rising costs and claims payouts. While this is true, to someone not employed in the Florida insurance industry, it does seem like a...
Read MoreWhat do the Loch Ness Monster, Bigfoot, ghosts and aliens have in common?
Hello everyone. I thought I’d share some funny stories about insurance to give us all a smile for the day. What do the Loch Ness Monster, Bigfoot, ghosts and aliens all have in common? People have actually taken out insurance policies in case they suffer some kind of loss should they be attacked by such beings. A cruise line in Scotland has taken out an insurance policy in case their...
Read MoreBusiness Insurance (AKA General Liability)
As a Florida Insurance Company, I’ve noticed over the past few months that many small business owners do not carry insurance. Among the reasons they mention for not carrying it are: 1. It must be expensive 2. I don’t know where to get it 3. I don’t think I need it Many Florida Insurance Companies offer general liability insurance for businesses. Asking the fellow business...
Read MoreFlorida Home Insurance and the Flood Insurance Exclusion
Most Florida Homeowners are unaware that their policies do not cover damages caused by flood. Damage to property caused by flooding are covered through flood policies offered through the National Flood Insurance Program. Focus Insurance Group offers such policies, with rates starting at $129 per year. Preferred Risk Policies are available to those whose homes are located in moderate-to-low...
Read MoreBreak-ins and what Florida Homeowners can do to stop them (Part 1)
You hear of read about it almost every day. Crime statistics show that a home is broken into almost every 13 seconds. Here are a few things you can do to make sure it doesn’t happen to you. 1. Harden the Target- Lock your doors. As easy as it sounds, some people still keep their doors unlocked. Use a heavy-duty deadbolt with a one inch throw bolt. When you move into a new house or...
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