Frequently Asked Questions

Car Insurance Explained

Read more about Florida Car Insurance to make an informed decision regarding coverage.

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Florida car thieves’ biggest targets: Is yours at risk?

Attention, 2000 Honda Civic owners: Your car is the most popular model in Florida with a select group of automotive enthusiasts: Car thieves. This may come as a surprise to fans of films like “Gone in 60 Seconds,” where professional crooks exclusively target high-end vehicles like Ferraris and Lamborghinis. But Frank Sciafidi, public affairs director for the National Insurance Crime...

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Have you thought about replacement costs? Sewage backup? There’s more to coverage than meets the eye.

Getting the enough insurance coverage for your home is the only way to protect your most valuable asset. In today’s tips we’re going to tell you what you need to know BEFORE a storm strikes. 1: Get the bottom line A lot of people have what’s called cash value insurance. That means that if you have a loss, you may not get the money that you need to fix your house or buy new...

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Preparing for a Flood

In general, flood insurance is only available through the National Flood Insurance Program (NFIP) run by the Federal Emergency Management Agency (FEMA). A few private insurers offer excess flood insurance. According to FEMA, floods, including inland flooding, flash floods and seasonal storms, occur in every region of the United States and 90 percent of all natural disasters in the U.S. involve...

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Preparing for a Hurricane

Hurricane Season runs from June 1 – November 30. That’s half the year, and it doesn’t matter if forecasters predict a “normal” season or one that is very active. Hurricanes have a way of ignoring forecasters and toying with technology used by scientists. The potential for a major hurricane strike can occur in any year –even one that is predicted to be mild. A hurricane will eventually come; it...

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Extra Insurance Can Protect Those Diamonds and Pearls

Ask almost anyone about insurance on jewelry and you hear, “Oh, it’s covered by my home insurance policy.” Not exactly. True, nearly every home insurance policy in America comes with a provision that pays for stolen jewelry. But that provision is very small. Many policies pay up to $2,500 for a stolen item, regardless of how expensive it may be. Some pay as little as $1,000, and a few provide...

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