Citizens Property Insurance – The necessary evil?
As most Florida homeowners know, Citizens Property Insurance is the state-run insurer. As a Florida Insurance company, I’ve heard many differing opinions about Citizens Property Insurance. Some Florida Homeowner clients of mine have told me they want to be insured with Citizens because they believe them to be financially stable. I’ve also heard Florida Homeowners state that they...
Read MoreHurricane season is upon us

As you may have heard through TV, print ads, radio, word of mouth or email; hurricane season has officially started. And forecasters predict an active or extremely active season in 2013. What interests me as a Florida Home Insurance Company is the wide variety of reactions I hear when people discuss hurricane season. They range from people who shrug it off as nothing more than some extra...
Read More2013 Hurricane Season
Is your Florida Home Insurance up to date? Do you have all coverages you need? I’m sure you have all read or seen the news stating that we should expect an above average hurricane season this year. And as all Florida homeowners know, this can lead to some added anxiety. The current estimated weather forecast states that there will be about 18 named storms this year, with 9 expected to...
Read MoreOptional Sinkhole Coverage guidelines
Hello again. In a follow-up to last weeks post, I thought we would go into more detail with regards to Optional Sinkhole Coverage. Over the past couple of years, Florida Homeowners may have received a notice from their Florida Insurance Company explaining that sinkhole coverage was being removed from their homeowners insurance policy. This has prompted many consumers to contact their agent...
Read MoreSenate panel unveils draft bill overhauling property insurance market
The Senate Banking and Insurance Committee released the rough sketches of a bill imposing massive changes on the property insurance market Wednesday, attempting to move as much of the state’s risk into the private sector as possible. As drafted, the bill: * reduces the size of the Florida Hurricane Catastrophe Fund, * allows private companies to share the risk of individual policies with...
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