fishhawk insurance

What do the Loch Ness Monster, Bigfoot, ghosts and aliens have in common?

Hello everyone.  I thought I’d share some funny stories about insurance to give us all a smile for the day.  What do the Loch Ness Monster, Bigfoot, ghosts and aliens all have in common?  People have actually taken out insurance policies in case they suffer some kind of loss should they be attacked by such beings. A cruise line in Scotland has taken out an insurance policy in case their...

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Business Insurance (AKA General Liability)

Business Insurance (AKA General Liability)

As a Florida Insurance Company, I’ve noticed over the past few months that many small business owners do not carry insurance.  Among the reasons they mention for not carrying it are: 1.  It must be expensive 2.  I don’t know where to get it 3.  I don’t think I need it Many Florida Insurance Companies  offer general liability insurance for businesses.  Asking the fellow business...

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2013 Hurricane Season

Is your Florida Home Insurance up to date?  Do you have all coverages you need? I’m sure you have all read or seen the news stating that we should expect an above average hurricane season this year.  And as all Florida homeowners know, this can lead to some added anxiety.  The current estimated weather forecast states that there will be about 18 named storms this year, with 9 expected to...

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Optional Sinkhole Coverage guidelines

Hello again.  In a follow-up to last weeks post, I thought we would go into more detail with regards to Optional Sinkhole Coverage.  Over the past couple of years, Florida Homeowners may have received a notice from their Florida Insurance Company explaining that sinkhole coverage was being removed from their homeowners insurance policy.  This has prompted many consumers to contact their agent...

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Senate panel unveils draft bill overhauling property insurance market

The Senate Banking and Insurance Committee released the rough sketches of a bill imposing massive changes on the property insurance market Wednesday, attempting to move as much of the state’s risk into the private sector as possible.   As drafted, the bill: * reduces the size of the Florida Hurricane Catastrophe Fund, * allows private companies to share the risk of individual policies with...

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