florida flood insurance

2013 Hurricane Season

Is your Florida Home Insurance up to date?  Do you have all coverages you need? I’m sure you have all read or seen the news stating that we should expect an above average hurricane season this year.  And as all Florida homeowners know, this can lead to some added anxiety.  The current estimated weather forecast states that there will be about 18 named storms this year, with 9 expected to...

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Florida Home Insurance and the Flood Insurance Exclusion

Most Florida Homeowners are unaware that their policies do not cover damages caused by flood.  Damage to property caused by flooding are covered through flood policies offered through the National Flood Insurance Program.  Focus Insurance Group offers such policies, with rates starting at $129 per year.  Preferred Risk Policies are available to those whose homes are located in moderate-to-low...

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Hurricane Emilia forms over the Pacific; not expected to threaten any land

MIAMI – Emilia has strengthened to a hurricane in the Pacific south of Mexico, but is not posing a threat to land. The hurricane’s maximum sustained winds early Monday are near 75 mph (120 kph) with additional strengthening expected. Emilia is centred about 760 miles (1,225 kilometres) south of the southern tip of Mexico’s Baja California and is moving west-northwest near 12...

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Florida makes progress on property insurance reform

Posted in: N-J Editorials Florida officials have taken a welcome and overdue step to downsize Citizens Property Insurance Corp., the state-created insurer. The company has seen its customer base expand to 1.5 million Floridians with more than $500 billion in exposure. Citizens is supposed to be the state’s insurer of last resort. In this case, bigger clearly is not better. What the...

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Tropical Storm Bret forms in Atlantic near Bahamas

MIAMI (AP) — A tropical storm that has formed in the Atlantic Ocean near the northern Bahamas has grown a little stronger. Authorities in the Bahamas issued a tropical storm warning early Monday for Grand Bahama and the Abaco Islands, meaning tropical storm conditions are expected somewhere within the next few hours. Tropical Storm Bret isn’t expected to approach the U.S. The U.S. National...

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