Citizens Property Insurance – The necessary evil?
As most Florida homeowners know, Citizens Property Insurance is the state-run insurer. As a Florida Insurance company, I’ve heard many differing opinions about Citizens Property Insurance. Some Florida Homeowner clients of mine have told me they want to be insured with Citizens because they believe them to be financially stable. I’ve also heard Florida Homeowners state that they...
Read MoreHurricane season is upon us
As you may have heard through TV, print ads, radio, word of mouth or email; hurricane season has officially started. And forecasters predict an active or extremely active season in 2013. What interests me as a Florida Home Insurance Company is the wide variety of reactions I hear when people discuss hurricane season. They range from people who shrug it off as nothing more than some extra...
Read MoreRising Auto Insurance Rates
A conversation recently took place amongst my neighbors who reside in Hillsborough County, Florida. One neighbor saw her auto insurance policy increase almost $500 annually. She was told by her Florida insurance company that they took a statewide increase due to rising costs and claims payouts. While this is true, to someone not employed in the Florida insurance industry, it does seem like a...
Read MoreWhat do the Loch Ness Monster, Bigfoot, ghosts and aliens have in common?
Hello everyone. I thought I’d share some funny stories about insurance to give us all a smile for the day. What do the Loch Ness Monster, Bigfoot, ghosts and aliens all have in common? People have actually taken out insurance policies in case they suffer some kind of loss should they be attacked by such beings. A cruise line in Scotland has taken out an insurance policy in case their...
Read MoreBusiness Insurance (AKA General Liability)
As a Florida Insurance Company, I’ve noticed over the past few months that many small business owners do not carry insurance. Among the reasons they mention for not carrying it are: 1. It must be expensive 2. I don’t know where to get it 3. I don’t think I need it Many Florida Insurance Companies offer general liability insurance for businesses. Asking the fellow business...
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